Simulate how much your savings could grow over the long term.

Enter your current age, the age you’d like to retire, what you’ve already saved, and your monthly contribution, and find out how much your savings could grow, both in nominal terms and adjusted for inflation. No sign-up, no data stored.

Retirement Projection Calculator

Can be 0 if you haven't started yet.

Between 0 and 15. This is a long-term estimate.

Between 0 and 10. Used for today's purchasing power.

Long-Term Horizon

Built for 10, 20, or 30-year simulations, where compound interest makes all the difference.

Nominal vs. Real

See the value of your savings adjusted for inflation, not just the raw number.

Instant Results

Enter your numbers and see the full projection right away.

No Sign-Up, No Waiting

The calculation happens in your browser. No accounts or passwords.

Time is the biggest factor in retirement savings.

Over 20 or 30-year horizons, compound interest makes the later stages grow much faster than the early ones. That’s why two people contributing the same amount each month can end up with very different totals, simply by starting earlier or later. It’s also worth distinguishing between the nominal value of your future savings and its real value: inflation reduces the purchasing power of money over time, so both figures tell part of the story.

What result do you get?

  • Projected nominal capital: the raw amount you’d have accumulated by your chosen retirement age.
  • Capital in today’s purchasing power: the same result adjusted for estimated inflation.
  • What if you start sooner or later: a ±10-year comparison to see the real cost of delaying your savings.

For starting young:

See how much you gain for each year you move up the start of your long-term savings.

For reviewing your current plan:

Check whether your current monthly contribution is on track with your retirement goal.

For understanding inflation:

Compare your future nominal capital with what you’ll actually be able to buy with it.

Frequently Asked Questions (FAQ)

Do I need to create an account?

No, never. You can use the calculator directly, with no sign-up or passwords.

What rate of return and inflation should I use?

The calculator doesn’t recommend any specific figures. You can try different scenarios to see a range of possible outcomes, rather than focusing on a single number.

Why do two different result figures appear?

The nominal value is the raw amount accumulated. The real value subtracts the effect of inflation, showing the equivalent purchasing power in today’s money. Both figures are useful for different purposes.

Is the result saved if I close the tab?

No. The calculation happens in your browser and disappears when you close or reload the page. If you want to keep it, you can write it down or take a screenshot.

Does this calculator tell me where to invest for retirement?

No. It only calculates financial math based on the data you enter; it doesn’t recommend any specific savings or investment product.